About

About Robert Seropian

Robert Vasilios Seropian, based in Port Saint Lucie, Florida, has three decades of extensive senior-level experience in the financial services industry. Throughout his career, he has facilitated more than $1 billion in retirement planning. Seropian is president of Lifetime Wealth Advisors, which helps individuals and couples in all retirement planning and wealth management areas. A leading expert in retirement planning, he provides tailored financial strategies to help individuals achieve long-term goals and a secure retirement.

His work goes beyond personal financial planning. He serves on the board of directors for several private companies. Seropian has played a critical role in helping more than 100 businesses go public, contributing to their financial growth and long-term success.

A Client-Centered Approach

Seropian’s leadership at Lifetime Wealth Advisors focuses on a holistic, unbiased approach. Whether managing substantial or modest retirement savings, the firm’s mission is to ensure every dollar works efficiently toward clients’ financial independence.

Lifetime Wealth Advisors’ thorough seven-step methodology incorporates qualitative and quantitative analysis, providing financial strategies that reduce risk, maximize growth, and ensure that all economic decisions are made in the client’s best interests. The seven-step approach begins with identifying the client’s desired retirement lifestyle and estimated expenses. Seropian and his team then establish longevity assumptions, explore various income streams, and determine optimal asset allocation. Strategic product selection follows, focusing on guaranteed principal protection and tax-deferred growth. Regular monitoring ensures the plan remains adaptable to changes. This detailed process empowers clients to make informed decisions. By incorporating their goals, Lifetime Wealth Advisors creates tailored strategies that adapt to life’s changes, providing a clear roadmap to long-term financial security.

Commitment to Independence

In addition to his client-centered approach, Seropian’s commitment to independence and objectivity distinguishes him in the field. He and his staff at Lifetime Wealth Advisors provide straightforward financial advice that is not influenced by product commissions or tied to any one product. This independence enables clients to receive individualized advice to optimize growth while protecting investments. Whether handling retirement plans or providing long-term wealth-creation strategies, Seropian remains a valued partner for individuals and organizations seeking financial security and success.

With a thorough understanding of the financial markets and retirement planning, Seropian tailors each strategy to his client’s needs to maximize retirement income, reduce taxable liabilities, and foster generational wealth. The personalized strategy also considers market changes, ensuring that his clients’ plans align with their evolving needs and provide stability and flexibility for the future.

In addition, Seropian’s commitment to providing transparent, secure, and high-performing financial solutions gives his clients peace of mind in retirement and has established him as a prominent advisor.

Product Offerings, Financial Strategies

Robert Seropian and his team at Lifetime Wealth Advisors offer various services and products to prepare for retirement and protect one’s legacy, including income strategies, insurance reviews, annuities, life insurance, Social Security optimization, tax planning, money management, investment strategies, employee benefits, long-term care, estate planning, and lifestyle planning.

He focuses on products that provide guaranteed principal protection, tax-deferred growth, and lifetime income streams. The firm’s self-funded pension solution provides clients stability by delivering a consistent monthly income, much like traditional pensions. Clients can invest in low-volatility assets such as bonds and annuities to reduce market risk while keeping growth potential. By carefully weighing these options, Seropian assists clients in navigating market swings, protecting their investments, and guaranteeing consistent financial progress toward their retirement goals.

Another product Seropian presents to his clients is Fixed Index Annuities (FIA) due to their flexibility. Unlike IRAs and 401(k)s, FIAs include unrestricted contributions, allowing individuals to maximize their retirement savings without the constraints imposed by traditional accounts. He also emphasizes the tax benefits and security of having a guaranteed income source that may be passed on to beneficiaries.

Robert Vasilios Seropian also helps clients evaluate how insurance products can fit into their overall financial plan, including life and health insurance. He considers a client’s lifestyle, potential risks, and future needs. By assessing these factors, Seropian will guide clients in choosing the appropriate insurance policies. A life insurance policy, for example, provides financial support to family members in the event of a breadwinner’s passing. Health insurance ensures medical bills don’t negatively impact savings, and property insurance protects one’s assets. Seropian performs annual insurance reviews, examining his clients’ short-term and long-term goals to ensure that the program aligns with those goals and mitigates risks that can derail them.

Arming Clients with Knowledge

Seropian is also an instructor with the non-profit organization Adult Financial Education Services (AFES), specializing in planning and guidance for those seeking a better lifestyle and a guaranteed income in retirement. College courses and workshops are designed to further the financial education of Lifetime Wealth Advisors’ clients and give them the confidence to make financial decisions suited to their goals and objectives.